Terms of Service

Use of CardCaddy

CardCaddy is a credit card tracking tool that helps users organize transactions, payment progress, vaults, and reminders. Users are responsible for the accuracy of information they enter and for reviewing imported financial data.

No Financial Advice

CardCaddy provides organization and tracking features only. It does not provide financial, legal, tax, credit, or investment advice. Users should make financial decisions based on their own judgment or a qualified professional.

Subscriptions and Billing

CardCaddy may offer a free trial followed by a recurring monthly subscription. Billing is handled through Stripe. Users can manage or cancel billing through the app's billing portal when Stripe is configured.

Connected Services

Some features may rely on third-party providers such as Plaid for financial account connections and Stripe for billing. Use of those services may also be subject to their terms and privacy policies.

Acceptable Use

Users may not attempt to break into the service, misuse another user's account, scrape private data, bypass payment or access controls, or use CardCaddy for unlawful activity.

Availability

CardCaddy is provided on an as-available basis. We may update, improve, pause, or discontinue features as needed for security, reliability, legal compliance, or product changes.

Support

For support, billing questions, or account requests, contact support@mycardcaddy.com.