Credit card clarity without spreadsheet chaos

Know what your cards still need—before the bill is due.

Track card spending by what still needs money, what has cash set aside, and what has already been paid.

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Dashboard preview

Actual CardCaddy dashboard view

View all totals

CardCaddy dashboard preview with card totals and by-card balances

Why it helps

Know what your card balance really means

A balance shows what happened. CardCaddy shows what still needs attention before the bill is due.

Explore features

Not Covered

Purchases that still need money assigned before they surprise you.

Set Aside

Transactions with cash reserved in a vault or budget bucket.

Paid

Charges that have already been handled or partially paid down.

Workflow

A simple loop for every transaction

CardCaddy keeps the process focused so you always know which card purchases still need action.

Add cards

Keep each card separated so balances and history stay readable.

Track purchases

Record merchant, date, card, amount, and current coverage status.

Set cash aside

Move transactions into a vault when money is ready for the future payment.

Log payments

Record partial or full payments until each purchase is handled.

Built for clarity

One view for cards, vaults, payments, and reminders

The MVP stays focused on the daily job: understand which purchases are covered, which are reserved, and which are paid.

See it in action

CardCaddy

Dashboard Transactions Settings

Transactions view

CardCaddy transactions with filters and purchase list

Pricing

Focused tracking for a simple monthly price

Start with a 7-day free trial. After that, CardCaddy is $2.99 per month.